Енот займ

Енот займ
  • Android 4.1 Android
  • Version: 7.0.0
  • 8 MB
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Updated to version 7.0.0!


app Name Енот займ
Version 7.0.0
Developer DV Apps
OS Android 4.1
Updated 2023-08-30

Download Енот займ app Android

Sometimes situations arise when you need to take out an urgent loan. In this case, "Raccoon loan" will help you. We will select a loan for you on the most favorable terms.

The application "Raccoon loan" is not a lender and does not perform financial transactions. This is a service for searching and selecting lenders who carry out lending online. All financial transactions take place directly between you and the lender. We strongly recommend that you familiarize yourself in detail with the conditions for granting a loan before applying for funds. For detailed terms and conditions, please contact the lender directly.

We have collected the best loans from online banks in one application. You just need to go to the application and choose the most suitable option that meets your needs, and if the loan is refused, you can contact another lender.

Loan terms range from 62 days to 3 years, the interest rate on the loan ranges from 0 to 32%. Late payment of debts may result in additional fees. You can get detailed information on the terms of crediting directly from the lender.

Online loan application process:
- Fill in the form;
- Choose the appropriate option from the list of selected ones;
- Submit your application for consideration. The decision on the application is usually made within 15-30 minutes;
- Get an approved credit card or in another convenient way.

We will help you find:
- Loan without refusal
- Loan with bad history
- Credit without a card
- Loan for retirees
- Credit without certificates

All lenders have strict requirements for issuing a loan, below are the average data:

Minimum borrower age: 18 years
Borrower maximum age: 65 years
Minimum loan maturity: 62 days
Maximum loan maturity: 365 days
Maximum annual percentage rate for new customers, APR (Annual Percentage Rate): 0%
Maximum annual percentage rate for existing customers, APR (Annual Percentage Rate): 21%
Maximum annual percentage rate, APR (Annual Percentage Rate): 32%
Maximum loan amount - 1,000 rubles
Maximum loan amount - 500,000 rubles

In case of violation of the terms, the amount of the penalty is 0.10% of the amount of delay per day, but not more than 10% of the loan amount; In the event of a long delay in payment, the information will be transferred to the BCI.

An example of calculating the interest rate:
The amount of the loan body is 50,000 rubles.
Loan term - 200 days.
Loan commission: 0.08% per day, that is, 40 rubles per day, or 2.4% per month (averaged over 30 days), i.e. 1,200 rubles per month (averaged over 30 days).
The total commission for 200 days will be 8,000 rubles.
The total amount to be returned, taking into account the loan amount: 58,000 rubles.
FLC - the full cost of the loan (FLC - Full Loan Cost) in percentage is 0.08% * 365 = 29.2% per annum.

Failure to comply with the terms of payment:
In case of non-compliance with the terms of debt repayment, a penalty may be applied. Information about late payment is sent to the credit bureau.

Loan failure:
If the loan is not repaid within the period specified in the loan agreement, the lender charges late payment interest. If you fail to comply with the established loan repayment terms, data about you is transferred to the register of debtors, and the debt - to a collection agency to collect the debt. The lender will promptly inform you about the maturity date of the debt by SMS and e-mail. By repaying the loan on time, you improve your credit history, which increases your chances of further obtaining loans on more favorable terms. The offer is not an offer. Check the final conditions directly with the lender.

Example of credit institutions:
● JSC TINKOFF BANK. License of the Central Bank of the Russian Federation No. 2673. Address: Moscow, 1st Volokolamskiy proezd 10;
● LLC HOME CREDIT AND FINANCE BANK. License of the Central Bank of the Russian Federation No. 316. Address: Moscow, st. Truth 8;
● JSCB Absolut Bank (PJSC). License of the Central Bank of the Russian Federation No. 2306. Address: Moscow, Tsvetnoy blvd, 18.
  • 3.9
3.9 (150)

Additional Information:
  • Updated
  • Price$0
  • Installs 10,000+
  • Rated for 12+ years
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